Monday, October 21, 2013

Money Monday- I *heart* You iPhone

I love my Apple products.  I won't hide it.  I am 110% converted over to Apple/Mac.  It all started with one little iPhone.  I argued with my husband for a month about getting iPhones.  I didn't want one!  I could not see the sense in spending the extra money for the phone and for a monthly bill.  He finally talked me into and let me tell you if you ever wanted my iPhone you would need to pry it from my cold and dead hands.  

I <3 my iPhone.  Her name is Immy.  Immy is my navigation.  She keeps me in touch with my friends and family.  I can take quick videos with her and she saves me money.  

How does she save me money?????  

#1-  I no longer shop the impulse items by the registers.  While I am waiting to checkout in stores I return texts, check my email, instagram, hockey scores, etc.  Money saved because I am a sucker for impulse items.  I have about 5,436,634 chapsticks that were impulse purchases!

#2-  Price Comparing-  Example, I was in Lowes today buying tile mats for my backsplash and I compared the price online vs Lowes vs Home Depot.  I saved almost $3/box!  Most stores will price match. 

#3-  Lists-  The notes app that comes with most smartphones is my #1 most used app.  I am a list maker.  
This is from my phone.  I make lists for everything.  I keep running grocery lists, notes, confirm #s, etc. Anything I need to remember goes here.  

#4- Store Apps-  Currently on my phone I have the following store apps: Hobby Lobby, Michaels, JoAnns, Smiths, Lowes, Home Depot, CVS, Target Cartwheel and a few coupon specific apps.  I can't even tell you how much $ I save.  Every week I know I have atleast a 40% off coupon for Hobby Lobby, 40% for Michaels and a 50% for JoAnns.  Some are even reusable.  I also have a few coupon apps but I don't have a favorite.  I am still working on those :)

#5- Gas Buddy App-  I drive atleast 60 miles per day and the Gas Buddy app saves me everyday.  When I need gas I pull up this app and it will tell me the gas prices at various stations in the area.  AWESOME!!!!

#6- Key Ring App-  Does your key ring have a gazillion of those little scan tags??  This app allows you to scan most of your scan tags.  The best part you just hold your phone up and most stores will just scan your phone.  Instant savings!  I save atleast $5 at my locals smith by using my rewards card.  Every time!

#7- Craigslist App-  When I have some down time I always check Craigslist.  

#8-  Bank App-  Having an app for my bank is so convenient.  I always check deposits, charges, fees, etc.  I have caught a few mistakes by being on top of my bank account.  A dollar here and there add up quick!  I also caught a waitress who tried to get a $10 tip rather than a $1 tip.  In my defense I am a great tipper.  I grew up in the restaurant industry but when you give me crappy service I will #1 reflect it and #2 never go back.  She started our order with "What do you want?"  Seriously...

#9-  Bill Tracker App- 90% of our bills come out of our account automatically but this app helps to remind us when things are due.  Before I put my husbands gym membership in the app we would always forget about it. 

#10-  My time-  I value my time and my iPhone helps me stay organized.  

Does your smart phone help make your life easier?  Immy sure does for me!


LeRue said...

Love this post! Thanks for all the ideas! :)

Elle Sees said...

excellent tips!!